Crypto card catalog
WhiteBIT Nova
Issuer: WhiteBIT (MiCA license, Austria FMA, 19.06.2026)
- Debit
- Virtual + physical · Visa
- KYC: full
- Custodial
A debit Visa from Europe's largest exchange, WhiteBIT, with up to 10% category cashback in real BTC and no fees on most basics. A strong choice for EEA residents. Caveat: cashback is capped at 25 EUR/month by category; a 1.5% conversion fee may apply.
Updated: July 2026 · Status: verified (web research)
76/100
Good
CRI rating
Key facts
- Card class
- Debit
- Type / payment network
- Virtual + physical · Visa
- Availability
- EEA / EU (residency required)
- KYC
- Full (18+)
- Conversion method
- Automatic; a 1.5% conversion fee may apply
- Custody
- Custodial
- Conversion fee
- 1.5% (may apply); USD card: 1% + $0.20/transaction
- Issuance / monthly fee
- Virtual — free; physical — €10; no fee for top-ups, closure, or inactivity
- ATM
- €2 within EEA; €2 + 2% outside EEA
- Cashback
- Up to 10% in BTC by category (subscriptions 10%, pet care 5%, taxi 3%, gaming 2%, most others 1%); capped at 25 EUR/month
- Supported assets
- Crypto held on WhiteBIT
- Official website
- whitebit.com/crypto-card
Crypto card terms change often — verify with the issuer's official website before applying.
Pros & cons
Pros
- Category cashback up to 10% in real BTC.
- No fees for issuance (virtual), top-ups, or inactivity.
- MiCA license (high trust in the EU).
Cons
- Cashback capped at 25 EUR/month across three categories.
- EEA only; a 1.5% conversion fee may apply.
WhiteBIT Nova review
WhiteBIT Nova is a debit Visa from the WhiteBIT exchange, which received a MiCA license (Austria FMA) in June 2026. It offers category cashback up to 10% in BTC (capped at 25 EUR/month, up to three active categories) and no fees on most basics. Cashback is credited to the exchange balance once it reaches a 5 USDC threshold.
How to get WhiteBIT Nova
01
Sign up on WhiteBIT and complete KYC (EEA residents only).
02
Issue a virtual card (free) or order a physical one (€10).
03
Choose your cashback categories and top up your balance.
Methodology
CRI score by category
| Category | Weight | Score (0–100) | Contribution |
|---|---|---|---|
| A. Cost and fees | 25% | 78 | 19.5 |
| B. Accessibility and onboarding | 20% | 64 | 12.8 |
| C. Functionality | 20% | 78 | 15.6 |
| D. Benefits | 15% | 80 | 12.0 |
| E. Trust and reliability | 15% | 82 | 12.3 |
| F. Transparency and support | 5% | 78 | 3.9 |
| CRI | 76/100 — "Good" |
CRI is an editorial score based on an open methodology (not financial advice). See the "Methodology" page for details.
FAQ
Frequently asked questions about WhiteBIT Nova
How much cashback does it pay?
Up to 10% in BTC by category, capped at 25 EUR/month.
Do I need EEA residency?
Yes.
Similar cards
Alternatives with a comparable CRI rating from our catalog.
Ready to get WhiteBIT Nova?
Terms and fees change — check the current details on the official website before applying.
Sources
Disclaimer: not financial advice. Check the current terms on the official website.
Disclaimer: not financial advice. Check the current terms on the official website.