Crypto card catalog

OKX Card

Issuer: OKX (with Mastercard)

Debit
Virtual · Mastercard
KYC: full
Custodial

A Debit Mastercard from exchange OKX, launched in the EU in January 2026: spend stablecoins (USDC/USDG) with no transaction or FX fees, just a 0.1% spread. Very cheap for the EEA. Caveat: EEA only, cashback only on USDG payments.

Updated: July 2026 · Status: verified (web research)

76/100

CRI rating

Key facts

Card class: Debit
Type / payment network: Virtual · Mastercard
Availability (geo): EEA (EU + Norway)
KYC: Full
Conversion method: Auto (stablecoins → EUR at checkout)
Custody: Custodial (OKX balance)
Conversion / FX fee: 0 transaction, 0 FX; ~0.1% spread
Issuance / maintenance fee: 0 / 0 (no annual or inactivity fees)
Cashback: Up to 20% instant (promo, limited time; USDG payments only)
Supported assets: USDC, USDG
Official website: okx.com/pay

Crypto card terms change — verify with the issuer's official website before applying.

Pros & cons

Pros

No transaction or FX fees, just a 0.1% spread.
No issuance, maintenance, or inactivity fees.
Promo cashback up to 20% (limited time).

Cons

EEA only; supports stablecoins only (USDC/USDG).
Cashback only applies to USDG payments.

OKX Card review

OKX Card launched in the EU on January 28, 2026, in partnership with Mastercard. It lets you spend stablecoins (USDC/USDG), which are automatically converted to euros at checkout. It stands out with near-zero fees (0.1% spread) and no issuance or maintenance charges; a promo cashback of up to 20% applies to USDG payments.

How to get the OKX Card

Complete KYC on OKX (EEA resident).

Activate OKX Card in the Pay section.

Top up with USDC/USDG and spend.

Methodology

CRI score by category

Category	Weight	Score (0–100)	Contribution
A. Cost and fees	25%	90	22.5
B. Accessibility and onboarding	20%	62	12.4
C. Functionality	20%	72	14.4
D. Benefits	15%	74	11.1
E. Trust and reliability	15%	78	11.7
F. Transparency and support	5%	80	4.0
CRI			76/100 — "Good"