Catalog · media-buying services

Wanttopay

Virtual cards for online payments / media buying

KYC: None

Virtual card payment service (launched 2022, 120k+ users) with top-ups in BTC/USDT/USDC/TON and no transaction fees. Well suited for online payments and subscriptions, including in the CIS region. Caveat: high USDT top-up fee (9%), Smart card issuance $25.30 plus a $6 USDT/month subscription.

Updated: July 2026 · Status: verified (web research)

65/100

CRI rating

Key facts

Type: Virtual cards (Smart / Prepaid / Easy / Pro)
KYC: None required (per affcatalog data)
Top-up methods: USDT, MIR, bank transfer, SBP, P2P; also directly in BTC/USDT/USDC/TON
USDT network: TRC-20
USDT top-up fee: 9% (plus network fee)
Transaction fees: 0%
Issuance (Smart): $25.30 plus an active Plus subscription ($6 USDT/month)
Launch year: 2022
Users: 120,000+
Official website: wanttopay.net

Crypto card fees change often — verify with the issuer's official site before applying.

Pros & cons

Pros

Direct top-ups in BTC/USDT/USDC/TON; no transaction fees.
No KYC; several pricing tiers (Smart/Prepaid/Easy/Pro).

Cons

High USDT top-up fee (9%).
Paid issuance plus a mandatory subscription (for Smart).

Wanttopay review

Wanttopay is a virtual card payment service (launched in 2022, with over 120,000 users) built for online payments and subscriptions. You can top up in local currency with no conversion, or directly in BTC/USDT/USDC/TON. There are no transaction fees, but the USDT top-up fee is high (9%), and the Smart tier requires paid issuance plus a subscription.

Methodology

CRI score by category

Category	Weight	Score (0–100)	Contribution
A. Cost and fees	20%	44	8.8
B. Accessibility (no KYC/onboarding)	30%	80	24.0
C. Functionality	25%	70	17.5
D. Benefits	10%	50	5.0
E. Trust / reputation	10%	66	6.6
F. Transparency and support	5%	66	3.3
CRI			65/100 — "Fair"