Catalog · media-buying services

PayWithUs

Virtual cards for advertising (No-KYC)

Virtual cards for advertising
KYC: none

A No-KYC virtual Visa/Mastercard service for paying international ad platforms, with crypto top-ups (incl. Monero for privacy). Caveat: expensive issuance ($30) and a high 5% top-up fee.

Updated: July 2026 · Status: verified (web research)

67/100

CRI rating

Key facts

Type: Virtual cards for advertising
Payment network: Visa, Mastercard
KYC: None
Top-up: BTC, Litecoin, Monero, Ethereum, TRON
Minimum deposit: $100
Issuance: $30 ($10 if credited to balance)
Top-up fee: 5%
Maintenance fee: None
Referral program: Yes
Official website: paywithus (to be confirmed)

Crypto card terms change — verify with the issuer's official website before applying.

Pros & cons

Pros

No KYC; crypto top-ups, including Monero for privacy.
Visa and Mastercard, no maintenance fee.

Cons

Expensive issuance ($30) and a high top-up fee (5%).

PayWithUs review

PayWithUs is a payment service issuing virtual Visa/Mastercard cards for paying international ad platforms without KYC verification. Top-ups are available in several cryptocurrencies, including Monero for privacy. It's aimed at users who value anonymity, though issuance and top-up fees are relatively high.

Methodology

CRI score by category

Category	Weight	Score (0–100)	Contribution
A. Cost and fees	20%	50	10.0
B. Accessibility (No-KYC/onboarding)	30%	82	24.6
C. Functionality	25%	70	17.5
D. Benefits (referral)	10%	56	5.6
E. Trust / reputation	10%	62	6.2
F. Transparency and support	5%	66	3.3
CRI			67/100 — "Fair"