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VIALET

Issuer: Via Payments UAB (EMI, licensed by the Bank of Lithuania)

Virtual cards + IBAN (EMI)
KYC: Full

Lithuanian EMI offering instant virtual cards, IBAN, and SEPA — positioned for managing affiliates, ad spend, and team expenses. Crypto-friendly for businesses. Caveat: not a VASP (no in-house crypto services); card top-up costs €2 + 3% FX.

Updated: July 2026 · Status: verified (web research)

70/100

CRI rating

Key facts

Type: Virtual cards + IBAN (EMI)
Availability: Europe (Lithuania, EEA)
KYC: Full (EMI)
License: EMI, Bank of Lithuania
IBAN / SEPA: Free to open, SEPA/SEPA Instant free; 1% annual balance fee
Fees: €3/month inactivity fee; top-up via Visa/MC €2 + 3% FX; card top-up free
Crypto: Crypto-friendly for businesses (not a VASP, no in-house crypto services)
Official website: vialet.eu

Crypto card fees change often — verify with the issuer's official site before applying.

Pros & cons

Pros

Licensed EMI; free IBAN and SEPA.
Instant virtual cards for teams/ad spend.

Cons

Not a VASP — no in-house crypto services (only ecosystem interoperability).
Card top-up costs €2 + 3% FX; 1% annual balance fee.

VIALET review

VIALET (Via Payments UAB) is a Lithuanian EMI, licensed by the Bank of Lithuania, offering instant virtual cards, IBAN accounts, and SEPA payments. It's positioned for managing affiliates, ad spend, and team expenses. It's crypto-friendly for businesses, though it isn't itself a crypto service provider (not a VASP).

Methodology

CRI score by category

Category	Weight	Score (0–100)	Contribution
A. Cost and fees	20%	62	12.4
B. Accessibility (availability/onboarding)	30%	72	21.6
C. Functionality (IBAN, teams)	25%	78	19.5
D. Benefits	10%	50	5.0
E. Trust / reputation (EMI)	10%	80	8.0
F. Transparency and support	5%	76	3.8
CRI			70/100 — "Good"