Catalog · media-buying services

Privacy (Privacy.com)

Virtual cards for private online payments (US)

KYC: Yes

A US virtual-card service for private online payments: single-use or merchant-locked cards with spending limits, no fees on domestic transactions (it earns on interchange). Stablecoin-funded cards have recently appeared. Caveat: US-focused; limited for crypto/media buying.

Updated: July 2026 · Status: verified (web research)

70/100

CRI rating

Key facts

Type: Virtual cards (single-use / merchant-locked)
Availability: US
KYC: Yes (bank account linking)
Fees: 0 on domestic transactions (base plan); FX for non-US merchants
Crypto: Stablecoin-funded cards (new)
Limits / controls: Per-card limits, pause/close
Revenue model: Interchange from merchants
Official site: privacy.com

Crypto card fees change often — verify against the issuer's official site before applying.

Pros & cons

Pros

Privacy: masks your real card, per-merchant limits.
No fees on domestic (US) transactions; stablecoin-funded cards have appeared.

Cons

US-focused (requires a US bank account).
Limited functionality for crypto top-up/media buying.

Privacy (Privacy.com) review

Privacy.com is a US virtual-card service for safer online payments: users create single-use or merchant-locked cards with spending limits, masking their real bank details. The base plan has no fees on domestic transactions (the service earns on interchange from merchants). Stablecoin-funded cards have recently appeared.

Methodology

CRI score by category

Category	Weight	Score (0-100)	Contribution
A. Cost and fees	25%	82	20.5
B. Accessibility and onboarding	20%	56	11.2
C. Functionality	20%	74	14.8
D. Benefits	15%	50	7.5
E. Trust and reliability	15%	78	11.7
F. Transparency and support	5%	76	3.8
CRI			70/100 — "Good" (for private US payments)