Crypto card catalog

Fold Bitcoin Card

Issuer: Fold

Credit
Virtual + physical · Visa
KYC: full + credit check
Custodial

A no-annual-fee credit Visa that pays up to 4% back in Bitcoin and helps build credit history. Built for Bitcoin maxis in the US. Caveat: US only, credit check required.

Updated: July 2026 · Status: basic data

70/100

CRI rating

Key facts

Card class: Credit
Type / network: Virtual + physical · Visa
Availability (geo): USA
KYC: Full + credit check
Conversion method: Rewards paid in BTC
Custody: Custodial
Annual fee: 0
Cashback: up to 4% in BTC
Official website: foldapp.com

Crypto card terms change — verify with the issuer's official website before applying.

Pros & cons

Pros

Cashback in Bitcoin up to 4%, no annual fee.
Builds credit history (a real credit card).

Cons

US only; a credit history is required.

Fold Bitcoin Card review

Fold Bitcoin Card is a no-annual-fee credit Visa that lets you earn up to 4% back in Bitcoin while building credit history. It's aimed at Bitcoin enthusiasts in the US.

Methodology

CRI score by category

Category	Weight	Score (0–100)	Contribution
A. Cost and fees	25%	78	19.5
B. Accessibility and onboarding	20%	52	10.4
C. Functionality	20%	70	14.0
D. Benefits	15%	76	11.4
E. Trust and reliability	15%	72	10.8
F. Transparency and support	5%	70	3.5
CRI			70/100 — "Good"