Crypto card catalog
Ready Card (Ready to Pay / Ready Metal)
Issuer: Ready
- Debit
- Physical + virtual · Mastercard
- KYC: full
- Non-custodial
A premium self-custodial Mastercard with 3% cashback in STRK (10% for the first 30 days), zero FX and conversion fees. Funds stay in the wallet until you pay. Caveat: the metal version costs $15/month, cashback is paid in STRK.
Updated: July 2026 · Status: basic data
71/100
Good
CRI rating
Key facts
- Card class
- Debit (self-custody) / Metal
- Type / network
- Physical + virtual · Mastercard
- Availability
- Needs confirmation
- KYC
- Full
- Custody
- Non-custodial (funds stay in the wallet until payment)
- Conversion / FX fee
- 0% / 0%
- Monthly fee (Metal)
- $15/month
- Fee (Ready to Pay)
- ~1%
- Cashback
- 3% in STRK (10% for the first 30 days)
- Official website
- rtfight.com / ready
Crypto card terms change often — verify current rates on the issuer's official website before applying.
Pros & cons
Pros
- Zero FX/conversion fees.
- Self-custody; 3% cashback (10% welcome bonus).
Cons
- The metal version costs $15/month.
- Cashback paid in volatile STRK; availability needs confirmation.
Ready Card (Ready to Pay / Ready Metal) review
Ready is a premium non-custodial Mastercard: funds stay in the user's wallet until the moment of payment, with no FX or conversion fees. Cashback of 3% is paid in STRK (10% during the first 30 days). There's also a simpler product called "Ready to Pay" (~1% fee).
Methodology
CRI score by category
| Category | Weight | Score (0–100) | Contribution |
|---|---|---|---|
| A. Cost and fees | 25% | 74 | 18.5 |
| B. Availability and onboarding | 20% | 64 | 12.8 |
| C. Functionality | 20% | 74 | 14.8 |
| D. Benefits | 15% | 74 | 11.1 |
| E. Trust and reliability | 15% | 66 | 9.9 |
| F. Transparency and support | 5% | 68 | 3.4 |
| CRI | 71/100 — "Good" |
CRI is an editorial score based on an open methodology (not financial advice). See the Methodology page for details.
FAQ
Frequently asked questions about Ready Card (Ready to Pay / Ready Metal)
Is it self-custodial?
Yes, funds stay in the wallet until the moment of payment.
What's the cashback in?
In STRK, 3% (10% welcome bonus for the first 30 days).
Similar cards
Alternatives with a similar CRI rating from our catalog.
Ready to get Ready Card (Ready to Pay / Ready Metal)?
Terms and rates change — check the current details on the official website before applying.
Sources
Disclaimer: not financial advice. Details need confirmation on the official website.
Disclaimer: not financial advice. Details need confirmation on the official website.