Crypto card catalog

Cypher Card

Issuer: Cypher

Debit
Virtual + Physical · Visa
KYC: full
Non-custodial

Non-custodial Visa supporting 500+ coins across 20+ networks. Free Standard tier (0.5-1% loading fee) or Premium ($199/year) with zero fees on USDC. Built for broad multichain use. Caveat: no cashback, best terms require paid Premium.

Updated: July 2026 · Status: baseline data

68/100

CRI rating

Key facts

Card class: Debit (non-custodial)
Type / payment network: Virtual + Physical · Visa
Availability (geo): Global (to confirm)
KYC: Full
Custody: Non-custodial
Fees: 0.5-1% loading (Standard); Premium ($199/year) — 0% on USDC, lower FX
Cashback: 0%
Supported assets: BTC, ETH, USDC, USDT + 500+ coins
Networks: 20+
Official website: cypherhq.io

Crypto card terms change often — verify current details on the issuer's official website before applying.

Pros & cons

Pros

500+ coins, 20+ networks — very broad compatibility.
Non-custodial; Premium removes USDC fees.

Cons

No cashback.
Best terms only available on paid Premium ($199/year).

Cypher Card review

Cypher Card is a non-custodial Visa card built around multichain support: it covers more than 500 coins across 20+ networks. The base Standard tier is free (0.5-1% loading fee), while Premium at $199/year removes USDC fees and lowers FX costs.

Methodology

CRI score by category

Category	Weight	Score (0-100)	Contribution
A. Cost and fees	25%	68	17.0
B. Availability and onboarding	20%	66	13.2
C. Functionality	20%	86	17.2
D. Benefits	15%	50	7.5
E. Trust and reliability	15%	66	9.9
F. Transparency and support	5%	66	3.3
CRI			68/100 — "Fair"