Crypto card catalog

BitPay Card

Issuer: BitPay

Prepaid
Virtual + physical · Mastercard
KYC: full
Custodial

A prepaid Mastercard from the well-known crypto payments service BitPay. Convenient for users who already accept/pay through BitPay, and for Coinbase account holders (a Coinbase account can be linked). Caveat: US only, manual top-up via the BitPay wallet.

Updated: July 2026 · Status: verified

68/100

CRI rating

Key facts

Card class: Prepaid (manual top-up)
Type / payment network: Virtual + physical · Mastercard
Availability (geo): USA
KYC: Full
Conversion method: Top-up from the BitPay wallet; USD balance
Custody: Custodial (BitPay wallet)
Conversion fee: up to 1% (depends on top-up method) + possible network/ATM fees
Cashback: Depends on partners (in-app)
Supported assets: BTC, ETH, BCH, DOGE, LTC, SHIB, DAI, USDC, and others
Official website: bitpay.com/card

Crypto card terms change — verify with the issuer's official website before applying.

Pros & cons

Pros

Integration with the BitPay ecosystem; a Coinbase account can be linked.
Support for many assets; virtual + physical.

Cons

US only; prepaid with manual top-up.
Direct linking of exchange balances is limited.

BitPay Card review

BitPay Card is a prepaid Mastercard from one of the pioneers of crypto acquiring. It works on a prepaid model: you top up your balance in the BitPay app and spend on the Mastercard network. Since the Coinbase Card only runs on Visa, BitPay can be an interesting option for Coinbase users who want a Mastercard.

How to get the BitPay Card

Install the BitPay app and complete KYC (US).

Top up the BitPay wallet with crypto.

Issue the card and spend on the Mastercard network.

Methodology

CRI score by category

Category	Weight	Score (0–100)	Contribution
A. Cost and fees	25%	74	18.5
B. Availability and onboarding	20%	54	10.8
C. Functionality	20%	76	15.2
D. Benefits	15%	58	8.7
E. Trust and reliability	15%	76	11.4
F. Transparency and support	5%	70	3.5
CRI			68/100 — "Fair"