Catalog · media-buying services

Spend.net

Virtual cards for ads / online payments

Virtual cards · Visa/Mastercard)

Virtual ad-spend cards funded with USDT/BTC, 2% cashback on ad spend, 3D Secure, and unlimited issuance. Built for media buying and everyday online payments. Caveat: $6 minimum per card with a fee starting at $5; best terms are on Premium.

Updated: July 2026 · Status: verified (web research)

73/100

CRI rating

Key facts

Type: Virtual cards (Visa/Mastercard)
Currency: USD
Top-up: USDT, BTC
Card issuance: Unlimited
Cashback: 2% on ad spend / 1% on all purchases
3D Secure: Yes
Minimum per card: $6 (fee starting at $5)
Withdrawal to balance: From $1.01, no fee
Premium: Lower fees, cashback maximiser, faster withdrawals, 24/7 support
Official website: spend.net

Crypto card fees change often — verify current terms on the issuer's official website before applying.

Pros & cons

Pros

USDT/BTC top-ups, 2% cashback on ads.
Unlimited issuance, 3D Secure, instant activation.

Cons

$6 minimum per card with a fee starting at $5.
Best terms are on Premium.

Spend.net review

Spend.net provides virtual cards for ad spend and everyday online purchases with USD cashback. Users top up their balance in USDT or BTC, then transfer the desired amount to a chosen card. It offers 2% cashback on ad spend, unlimited card issuance, and 3D Secure; Premium unlocks lower fees and priority support.

Methodology

CRI score by category

Category	Weight	Score (0–100)	Contribution
A. Cost & fees	20%	62	12.4
B. Availability (BINs/onboarding)	30%	78	23.4
C. Functionality	25%	78	19.5
D. Benefits (cashback)	10%	72	7.2
E. Trust / reputation	10%	66	6.6
F. Transparency & support	5%	70	3.5
CRI			73/100 — "Good"