Crypto card catalog

Pyra Card

Issuer: Pyra

Credit
Virtual + physical · Visa
KYC: Full
Non-custodial

A fully self-custodial DeFi credit Visa — purchases are funded by automatic over-collateralized loans against on-chain assets. For experienced DeFi users who don't want to sell their crypto. Caveat: no cashback, a complex model, availability needs confirmation.

Updated: July 2026 · Status: basic data

65/100

CRI rating

Key facts

Card class: Credit (DeFi, self-custody)
Type / network: Virtual + physical · Visa
Availability: To confirm
KYC: Full
Custody: Non-custodial (collateralized loans)
Mechanics: Automatic over-collateralized loans against assets
Cashback: 0%
Supported assets: SOL, BTC, USDC, USDT
Official site: Pyra (to confirm)

Crypto card fees change often — verify against the issuer's official site before applying.

Pros & cons

Pros

Self-custody; spend without selling assets (collateralized loans).
Support for major assets.

Cons

No cashback.
Complex model; availability and details need confirmation.

Pyra Card review

Pyra Card is a non-custodial DeFi credit Visa that funds purchases through automatic over-collateralized loans against a user's on-chain assets. It lets you spend without selling your crypto, but requires understanding the collateral mechanics.

Methodology

CRI score by category

Category	Weight	Score (0-100)	Contribution
A. Cost and fees	25%	66	16.5
B. Accessibility and onboarding	20%	62	12.4
C. Functionality	20%	78	15.6
D. Benefits	15%	52	7.8
E. Trust and reliability	15%	62	9.3
F. Transparency and support	5%	62	3.1
CRI			65/100 — "Fair"