Crypto card catalog
Kraken Krak Card
Issuer: Kraken (Krak)
- Debit
- Virtual + physical · Mastercard
- KYC: full
- Custodial
Debit Mastercard from major regulated exchange Kraken with zero fees: no transaction fees, no FX markup (Mastercard rate), and no ATM fees from Kraken. Supports 400+ assets. One of the cheapest options for the EU/UK. Caveat: only available in the UK and EEA, full KYC required.
Data updated: July 2026 · Status: verified (web research)
79/100
Good / near excellent
CRI rating
Key facts
- Card class
- Debit
- Type / network
- Virtual + physical · Mastercard
- Availability (geo)
- UK and EEA (30 European jurisdictions)
- KYC
- Full (verified Kraken account)
- Conversion method
- Auto, 400+ assets
- Custody
- Custodial (Kraken balance)
- Conversion / FX fee
- 0% transaction fee; no FX markup (Mastercard rate)
- Issuance / maintenance fee
- Free; no monthly or annual fees
- ATM
- No fee from Kraken; third-party ATM fees may apply
- Cashback
- 1% (UK); up to 3.6% APY via Krak Vaults (UK)
- Supported assets
- 400+
- Official site
- kraken.com/krak/card
Crypto card rates change frequently — verify current terms on the issuer's official site before applying.
Pros & cons
Pros
- Zero fees from Kraken (transactions, FX, ATM).
- 400+ supported assets; major regulated exchange.
- 1% cashback and yield via Vaults (UK).
Cons
- UK and EEA only.
- Full KYC required; cashback/Vaults currently mostly UK.
Kraken Krak Card review
Krak Card is the card from Kraken's payment app. It charges no transaction fees and adds no FX markup, passing through the Mastercard rate with no surcharge; Kraken also doesn't charge for ATM withdrawals (a third-party ATM fee may still apply). It supports over 400 assets, and in the UK users get 1% cashback plus yield through Krak Vaults.
How to get Kraken Krak Card
01
Have a verified Kraken account (KYC).
02
Order the Krak Card in the app.
03
Top up your balance with a supported asset.
04
Use it (Apple/Google Pay where available).
Methodology
CRI score by category
| Category | Weight | Score (0-100) | Contribution |
|---|---|---|---|
| A. Cost and fees | 25% | 92 | 23.0 |
| B. Accessibility and onboarding | 20% | 64 | 12.8 |
| C. Functionality | 20% | 84 | 16.8 |
| D. Benefits | 15% | 66 | 9.9 |
| E. Trust and reliability | 15% | 86 | 12.9 |
| F. Transparency and support | 5% | 88 | 4.4 |
| CRI | 79/100 — "Good / near excellent" |
CRI is an editorial score based on our open methodology (not financial advice). See the Methodology page for details.
FAQ
Frequently asked questions about Kraken Krak Card
Is there an FX fee?
No, you get the Mastercard rate with no markup.
Where is it available?
The UK and EEA (30 jurisdictions).
Similar cards
Alternatives with a similar CRI rating from our catalog.
Ready to get Kraken Krak Card?
Terms and rates change — check the official site for current details before applying.
Sources
Disclaimer: not financial advice. Verify current terms on the official site.
Disclaimer: not financial advice. Verify current terms on the official site.