Catalog · media-buying services
iCard Digital Wallet
Issuer: iCard AD (EMI, licensed by the Bulgarian National Bank)
- Digital wallet + Visa · physical and virtual
- KYC: Full
A licensed European digital wallet with a free Visa, 2 free virtual cards, and a free IBAN with no monthly fees. More of a crypto-friendly fiat fintech than a dedicated crypto card. Caveat: limited direct crypto functionality.
Updated: July 2026 · Status: verified (web research)
75/100
Good
CRI rating
Key facts
- Type
- Digital wallet + Visa (physical and virtual)
- Availability
- 30+ European countries (EEA + UK)
- KYC
- Full (EMI)
- License
- EMI, Bulgarian National Bank
- Card issuance / monthly fee
- First Visa, 2 virtual cards, IBAN — 0.00 EUR; no monthly fees
- Top-up
- Bank transfer free; SEPA Instant 1.00 EUR
- IBAN
- Yes, personal
- Crypto
- Crypto-friendly (fiat-oriented)
- Official site
- icard.com
Crypto card fees change often — verify against the issuer's official site before applying.
Pros & cons
Pros
- Licensed EMI; free cards, free IBAN, no monthly fees.
- Broad European coverage (30+ countries).
Cons
- Not a dedicated crypto card (limited direct crypto functionality).
iCard Digital Wallet review
iCard is a licensed European digital wallet (EMI, Bulgarian National Bank) offering a free Visa, two free virtual cards, and a free personal IBAN with no monthly fees. It's crypto-friendly, but at its core it's a fiat fintech product with broad EU coverage.
Methodology
CRI score by category
| Category | Weight | Score (0-100) | Contribution |
|---|---|---|---|
| A. Cost and fees | 25% | 84 | 21.0 |
| B. Accessibility and onboarding | 20% | 74 | 14.8 |
| C. Functionality | 20% | 70 | 14.0 |
| D. Benefits | 15% | 56 | 8.4 |
| E. Trust and reliability | 15% | 82 | 12.3 |
| F. Transparency and support | 5% | 80 | 4.0 |
| CRI | 75/100 — "Good" |
CRI is an editorial score based on our open methodology (not financial advice). Details on the Methodology page.
FAQ
Frequently asked questions about iCard Digital Wallet
Are there monthly fees?
None for the basic cards and IBAN.
Is this a crypto card?
A crypto-friendly fiat wallet, not a dedicated crypto card.
Similar cards
Alternatives with a comparable CRI score from our catalog.
Ready to get iCard Digital Wallet?
Terms and fees change — check the current details on the official site before applying.
Sources
Disclaimer: not financial advice. Verify current terms on the official site.
Disclaimer: not financial advice. Verify current terms on the official site.