Crypto card catalog
Ether.Fi Cash
Issuer: ether.fi (partner issuer Visa)
- Credit
- Physical + virtual · Visa
- KYC: full
- DeFi
A DeFi-native credit Visa that lets you pay directly from stablecoins or borrow against your on-chain assets (4% APR). Cashback up to 4% in wETH. Suited to experienced DeFi users globally. Caveats: a more complex model, full KYC, cashback paid in wETH.
Updated: July 2026 · Status: verified
72/100
Good
CRI rating
Key facts
- Card class
- Credit (DeFi)
- Type / network
- Physical + virtual · Visa
- Availability (geo)
- Most countries (except restricted jurisdictions)
- KYC
- Full
- Conversion method
- Direct pay (USDC/LiquidUSD) or borrow mode (collateralized loan)
- Custody
- DeFi (balance held on-platform, on-chain)
- Conversion fee
- 1% currency conversion; 4% APR on borrowing
- Cashback
- up to 4% in wETH
- Referral program
- Yes
- Supported assets
- USDC, LiquidUSD (settled in USD)
- Networks
- Scroll and others (gasless transactions)
- Official website
- ether.fi/cash
Crypto card terms change — verify with the issuer's official website before applying.
Pros & cons
Pros
- Two modes: direct pay or a collateralized loan (0% asset sales).
- Cashback up to 4% (wETH), corporate cards, gasless.
- Broad geographic availability.
Cons
- A more complex model for newcomers.
- Full KYC; cashback paid in wETH; 4% loan interest.
Ether.Fi Cash review
Ether.Fi Cash is a payment and credit Visa from the ether.fi protocol. It works in two modes: direct pay (settling in stablecoins from your balance) and borrow mode (paying with borrowed funds secured by your assets, 4% APR). Cashback up to 4% in wETH is available; multiple card tiers and corporate cards are supported.
How to get Ether.Fi Cash
01
Sign up on the ether.fi platform and complete KYC.
02
Issue a virtual card (or order a physical one).
03
Top up USDC/LiquidUSD or set up collateral for borrow mode.
04
Use the card and earn wETH cashback.
Methodology
CRI score by category
| Category | Weight | Score (0–100) | Contribution |
|---|---|---|---|
| A. Cost and fees | 25% | 72 | 18.0 |
| B. Accessibility and onboarding | 20% | 72 | 14.4 |
| C. Functionality | 20% | 82 | 16.4 |
| D. Benefits | 15% | 74 | 11.1 |
| E. Trust and reliability | 15% | 66 | 9.9 |
| F. Transparency and support | 5% | 66 | 3.3 |
| CRI | 72/100 — "Good" |
CRI is an editorial score based on an open methodology (not financial advice). Details on the Methodology page.
FAQ
Frequently asked questions about Ether.Fi Cash
What is borrow mode?
Paying with borrowed funds secured by your on-chain assets (4% APR).
What's the cashback?
In wETH, currently a single rate of ~3–4%.
Similar cards
Alternatives with a similar CRI rating from our catalog.
Ready to get Ether.Fi Cash?
Terms and rates change — check the current details on the official website before applying.
Sources
Disclaimer: not financial advice. Verify current terms on the official website.
Disclaimer: not financial advice. Verify current terms on the official website.